Compliance

Regulatory framework and compliance commitments

Regulatory status

Meridian operates under the Swiss Financial Market Supervisory Authority (FINMA) regulatory framework, via an SRO licence through So-FIT FINMA. The licence covers crypto exchange, wallet services, payments, credit, and securities. Legal opinions provide coverage for EEA and UK clientele, both retail and corporate. Insurance products are underwritten via a captive insurance structure.

AML/KYC compliance

Meridian implements comprehensive Anti-Money Laundering (AML) and Know Your Customer (KYC) procedures in accordance with Swiss Anti-Money Laundering Act (AMLA) and EU Anti-Money Laundering Directives. All personal and corporate accounts undergo identity verification before activation.

Data protection

We comply with the General Data Protection Regulation (GDPR) and the Swiss Federal Act on Data Protection (FADP). Personal data is processed lawfully, stored securely, and retained only as long as necessary for service delivery and regulatory obligations.

Transaction monitoring

All transactions are monitored in real-time for suspicious activity. We maintain full audit trails and file Suspicious Activity Reports (SARs) with the relevant Financial Intelligence Unit (FIU) as required by law.

Risk disclosure

Digital asset services involve risk. Stablecoin vault yields are variable and depend on market conditions. Past performance is not indicative of future results. All APY figures displayed are targets based on current market conditions and may fluctuate. Capital is at risk.

For compliance enquiries, contact compliance@meridian.bank.