About Meridian

The neo-bank wave of the 2020s democratised access to stablecoin yield. Protocols like ether.fi brought DeFi to the masses with Visa cards and restaking. That was necessary, but it was never sufficient.

The mass-market approach leaves a gap: high-net-worth individuals who want institutional-grade security, bespoke yield strategies, and a level of service that open-access platforms cannot deliver. They want a private bank, not a protocol.

Meridian fills that gap. We combine cold vault security and institutional custody with the discretion and service quality of private banking. Every allocation is stress-tested by our Bayesian risk engine, the same technology that powers ClearMarket's decision intelligence platform.

Meridian's core infrastructure is powered by the ClearMarket Bayesian Decision Engine, a 16-role agentic system that constructs probabilistic risk models in real-time. This eliminates the traditional reliance on periodic human review, replacing it with continuous, automated risk assessment.

The engine evaluates every protocol in our universe across dimensions including smart contract risk, liquidity depth, counterparty exposure, and historical yield stability. Vault allocations are rebalanced when the risk-reward profile shifts, not on arbitrary schedules.